Finance Raising
Funding support for growth, acquisitions, refinancing and working capital
Raising finance can be a critical step in supporting business growth, completing an acquisition, refinancing existing facilities, funding working capital or managing a period of change.
At Corcoran Advisory, we help businesses prepare, structure and present funding proposals in a clear and credible manner. Our role is to support business owners and management teams in understanding their funding requirement, assessing repayment capacity and engaging effectively with banks, alternative lenders and investors.
We provide practical, commercially focused advice from the initial assessment of funding needs through to preparation of lender materials, engagement with funders and negotiation of key commercial terms.
When might finance raising support be required?
Businesses often require external funding at key points in their lifecycle. Having the right funding structure, financial information and lender approach can materially improve the likelihood of a successful outcome.
- Funding business growth or expansion
- Acquiring a business, property or trading premises
- Refinancing existing debt facilities
- Supporting working capital requirements
- Funding shareholder transactions or succession plans
- Restructuring debt or improving repayment terms
- Preparing a credible lender pack or business plan
- Engaging with banks, specialist lenders or private funders
How we can help
We support clients through the finance raising process by preparing the financial, commercial and strategic information required to present a credible funding case.
- Assessing the funding requirement and appropriate debt or capital structure
- Reviewing existing debt facilities and refinancing options
- Preparing business plans, financial forecasts and cash flow projections
- Building or reviewing lender presentations and funding memoranda
- Assessing repayment capacity, security, covenants and lender requirements
- Supporting acquisition, expansion and working capital funding proposals
- Engaging with banks, alternative lenders, private credit providers and investors
- Reviewing and negotiating key commercial terms
- Supporting the process from initial preparation through to funding completion
Funding situations we support
Growth funding
Support for businesses seeking funding to expand operations, invest in people, increase capacity or enter new markets.
Acquisition finance
Preparation of funding proposals for business acquisitions, management buyouts, property purchases or strategic transactions.
Refinancing
Assistance with reviewing existing facilities, improving structure, extending terms or engaging with alternative lenders.
Working capital
Support in assessing short-term funding needs, cash flow pressures, debtor funding, stock funding and trading requirements.
Preparing a credible funding case
A well-prepared funding proposal can make a significant difference to lender engagement, credit assessment and the overall outcome. Funders will want to understand the business, the funding requirement, repayment capacity, security position and the risks involved.
We help clients present their case clearly, supported by appropriate financial information, commercial rationale and realistic forecasts.
Clear explanation of the business, trading history, management team and funding requirement.
Historic performance, forecasts, cash flows, assumptions and repayment capacity.
Assessment of debt level, term, security, covenants, pricing and proposed structure.
Support with funder approach, information requests, queries and commercial negotiations.
Our approach
1. Understand the requirement
We define the funding need, purpose, timing, repayment source and commercial objectives.
2. Assess the options
We consider suitable funding sources, structure, affordability, risks and lender expectations.
3. Prepare the funding case
We prepare or refine the business plan, financial forecasts, lender pack and supporting information.
4. Support completion
We support funder engagement, information requests, term review and negotiation through to completion.
Where we add value
A strong funding process requires more than submitting financial information to a lender. It requires a clear narrative, realistic forecasts, a structured proposal and a commercial understanding of how funders assess risk.
We bring financial analysis, transaction experience and practical execution support to help clients approach funders with confidence and improve the prospects of securing the right funding structure.
Seeking funding for your business?
If you are raising finance, refinancing existing facilities or preparing a funding proposal, contact us for clear, practical and commercially focused support.
Discuss Your Funding Requirement